Risk

Every investment involves some degree of risk and it is essential that investors realize that the complete elimination of risk is not possible. The loss of principal or loss of purchasing power resides in every investment opportunity, even though it may not be readily apparent. While risk cannot be avoided, proper diversification within asset classes and across asset classes can significantly moderate risk in an investment portfolio.

Strategy

Building and managing a successful long term investment portfolio entails capturing return and controlling risk, regardless of the financial market or economic environment. Sensible investors recognize the vital importance of diversification in managing the tradeoff between risk and return in an investment portfolio. To achieve proper diversification, our investment discipline is specifically designed to establish exposure across multiple asset classes that are not highly correlated. Innovations in the financial markets over the past decade have enabled us to efficiently and effectively create multi-asset class, well diversified investment portfolios tailored to the unique risk tolerance of each client, regardless of the size of the investment portfolio.

Socially Responsible Investing

For over ten years, selected clients have requested that we screen investments for various socially responsible criteria, as defined by our client. Additionally, our firm’s founder was solely responsible for the portfolio management and investment strategy of a no-load, socially responsible, common stock mutual fund for nearly eight years. We have the experience and expertise to apply socially responsible screens to client accounts, if desired.